A Quick Explanation of Loss of Use Claims After a Car Accident

A Quick Explanation of Loss of Use Claims After a Car Accident

When you experience a car accident, damages and costs can add up in various ways. You have medical bills and repair costs to consider, and your vehicle may become temporarily unusable in the aftermath.

Losing the ability to use your vehicle is a hit to your quality of life. It may even force you to pay for a rental, use costly rideshare services or be unable to commute to work until repairs are complete. At Sargon Law Group, we proudly help Maricopa County drivers like you secure compensation after an accident by pursuing a loss of use claim and other legal action.

What Is a Loss of Use Claim?

Loss of use refers to a situation in which the damage to your vehicle after an accident is severe enough to prevent you from driving but not severe enough to deem it a total loss. In the case of a total loss, you might receive compensation from the at-fault driver’s insurance company equal to the overall value of your lost vehicle. Ideally, You would be able to purchase another vehicle immediately and resume your daily routine with minimal disruption.

In a “loss of use” scenario, however, you incur additional damages in rental car payments, personal inconvenience or even lost wages. Statistics suggest the car rental industry will serve 602.2 million renters by 2026. While not all these rentals will be due to a car accident, those who do need to rent a car because of another driver’s negligence should be aware of their right to file a loss of use claim.

What Is the Process of Filing a Loss of Use Claim?

If you decide to file a claim for compensation due to your loss of use of your vehicle, you can begin the process by contacting the at-fault driver’s insurance company. As with any insurance claim, it is important to provide documentation of your damages and evidence the other driver was directly responsible. In a loss-of-use scenario, recording the time spent without a vehicle due to evaluation and repairs is equally important for maximizing your settlement.

Even when the evidence is on your side, the insurance company may make getting compensation difficult. Adjusters might attempt to twist the situation in their favor or extend a lowball settlement offer.

Involving a Phoenix car accident lawyer from Sargon Law Group early in the process can help level the playing field. We can negotiate with the insurance company on your behalf and guide you at every step as you pursue your rightful compensation for losing the use of your vehicle.

Call Sargon Law Group To Start Today

It is easy to overlook the loss of use of your vehicle as a form of recoverable damages after an accident, but the costs and inconvenience of being without a driveable car are as valid as any other experience you incur when a collision happens.

Our team of Phoenix personal injury attorneys at Sargon Law Group is passionate about securing the best possible results for drivers from Goodyear to Queen Creek and all across Maricopa County. Contact us today to start your loss of use claim.