According to Arizona state law, you should have at least the basic level of car insurance that covers injury and property damage — but you may have opted out of insurance that covers an uninsured driver accident. This type of insurance pays for your medical bills if you were injured in an accident with an uninsured party. Even if you file a claim against the other driver and win, you may not have enough money to pay for the necessary expenses.
Unfortunately, fighting claims that involve the other driver being uninsured can be difficult, and nearly impossible to win without an experienced attorney. If you were injured in the accident, or if your vehicle was totaled, you may wonder what your next steps should be when the other party does not have insurance. Let us help. Learn about the legal details surrounding uninsured driver accidents in Arizona.
When To Call an Attorney After an Uninsured Driver Accident
Understanding when to take your case to small claims court or higher can be difficult. Obtaining legal counsel, even if you’re not sure whether you have a case, is the best way to know exactly what you should do in the following days, weeks, and months. Two situations after an uninsured driver accident necessitate the immediate assistance of an attorney: extensive damage to your car or to yourself.
Your Car Was Damaged
If your car was rear-ended on the highway by an uninsured driver, you may have been traveling at high speeds (as was the other driver). Because this driver’s insurance is nonexistent, you may run into many dead ends as you try to navigate the claims process without the other driver’s insurance. Worse yet, the other driver may give you false insurance information or refuse to admit fault or pay for any damages to your vehicle.
If your car was damaged at the scene of the uninsured driver accident, it’s best to get the other driver’s information, including his or her phone number, license plate, and any other details that may help in making your claim. If the other driver was not the owner of the car, be sure to make note of the owner’s information as well.
You Were Injured
When you file a claim with insurance, it doesn’t matter who was at fault — but you may need to track down that other uninsured driver to cover outstanding medical bills. If your medical bills exceed what your insurance company is willing to pay, you may bring a lawsuit against the uninsured driver to cover the cost of your treatment or operation.
Find Your Uninsured Driver Accident Attorney at Sargon Law Group
If you were injured as a result of an uninsured driver accident, we have the knowledge and resources to help you make a case against the uninsured driver. Contact Sargon Law Group and get the help you need in navigating through this complicated claims process as soon as possible. We look forward to helping you get the justice you deserve.