If the Stupid Motorist Law applies to your situation, the city or county can charge you up to two thousand dollars for your rescue. This fee reimburses emergency services for the time and resources they used to save you. The charge is separate from any traffic tickets you may also receive.
Is The Stupid Motorist Law Actively Enforced In Arizona?
Since the Stupid Motorist Law was passed, cities and counties have rarely billed drivers for rescue costs. Many law enforcement agencies hesitate to apply the law because they do not want people to delay calling for help. Although authorities can enforce the law, they use it sparingly.
Will Insurance Cover Rescue Costs Under The Stupid Motorist Law?
In most cases, auto insurance will not cover rescue costs charged under the Stupid Motorist Law. Insurance policies often exclude fines or fees related to emergency response when a driver ignores posted warnings.
Even if your policy covers flood damage to your vehicle, the rescue bill itself may still be your responsibility. You could also see higher premiums if the incident is tied to risky driving behavior.
Don't Let Arizona’s Stupid Motorist Law Impact Your Injury Claim
The Stupid Motorist Law in Arizona primarily addresses the cost of rescue, but its existence can complicate any personal injury claim stemming from a flood-related incident. Insurance companies may try to use the law as a way to argue that you were solely at fault for driving into the water, even if someone else’s actions contributed to your injuries.
The personal injury lawyers at Sargon Law Group can help determine who is ultimately responsible for your injuries and ensure that the Stupid Motorist Law doesn't unjustly diminish your right to recover damages.
If you or someone you love was injured in a flood-related crash, contact our
car accident attorneys for a free consultation. We’ll walk you through your options and help you take the next step with confidence and peace of mind.
